What we're about -

Friends is a HUD certified not-for-profit that has been assisting North Country residents and municipalities with their various affordable housing needs since 1981.

Office Hours: *

Monday: 8:00AM - 3:30PM

Tuesday: 8:00AM - 3:30PM

Wednesday: 8:00AM - 3:30PM

Thursday: 8:00AM - 3:30PM

Friday: 8:00AM - 3:30PM

Saturday: CLOSED

Sunday: CLOSED

*or by appointment

Visit Us:* 1387 Hardscrabble Road, Cadyville, NY 12918

*COVID Restrictions Apply, Visit our Covid-19 Page before making a visit.

Call Us: 518-293-5045    Fax: 518-293-5017

If you have hearing or speech disabilities call 711, for access to a telecommunications relay service. Our office is wheelchair accessible.

Image by Scott Graham

COVID-19 Mortgage Wellness Check

Act Today

Help is available at no cost to you through the NYS Office of the Attorney General’s Homeowner Protection Program (HOPP).


If you are a NYS homeowner struggling to make payments, or in a forbearance agreement with your servicer, know your options. You may qualify for new local or federal assistance. Beware of scams and of companies asking for payment to help with your mortgage. Before you give up your home, have your mortgage checked by a qualified NYS professional for free.


Call the Toll-Free Hotline at 1-855-HOME-456

(1-855-466-3456) or go to to get connected with a non-profit in your area.


Contact us.

Your message has been sent, thanks!